Terms & Conditions

Last updated: 1 August 2026

1. Overview

These terms govern your purchase and use of digital products ("Guides") sold through Modern Living UK Media ("we", "us", "our"). By completing a purchase you agree to these terms.

2. Products

All products sold on this platform are digital guides delivered instantly in PDF format via email. No physical goods are shipped.

3. Pricing & Payment

All prices are displayed in GBP (£) and include VAT where applicable. Payment is processed securely via Stripe. We do not store your card details.

4. Delivery

Upon successful payment, you will receive an email with a download link within minutes. If you do not receive your guide within 30 minutes, please contact us.

5. Refunds

We offer a 30-day money-back guarantee. If you are not satisfied with your purchase, contact us within 30 days for a full refund. See our Refund Policy for details.

6. Intellectual Property

All content, text, images and designs in our guides are the intellectual property of Modern Living UK Media. You may not reproduce, distribute or resell any part of the guides without written permission.

7. Limitation of Liability

Our guides are for informational and educational purposes only. We make no guarantees regarding specific outcomes. Our total liability is limited to the purchase price of the product.

8. Governing Law

These terms are governed by the laws of England and Wales.

9. Contact

For any questions regarding these terms, please email us at hello@paycheckout.click.